{"id":2369,"date":"2013-08-30T09:26:11","date_gmt":"2013-08-30T09:26:11","guid":{"rendered":"http:\/\/www.mafuturemaison.fr\/dossier\/?p=2369"},"modified":"2015-07-28T10:53:29","modified_gmt":"2015-07-28T08:53:29","slug":"credit-immobilier-des-taux-encore-tres-bas-mais","status":"publish","type":"post","link":"https:\/\/www.mafuturemaison.fr\/dossier\/financer\/credit-immobilier\/credit-immobilier-des-taux-encore-tres-bas-mais\/","title":{"rendered":"Cr\u00e9dit immobilier : des taux encore tr\u00e8s bas, mais\u2026"},"content":{"rendered":"<p style=\"text-align: justify;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-2374\" title=\"Cr\u00e9dit immobilier\" src=\"https:\/\/www.mafuturemaison.fr\/dossier\/wp-content\/uploads\/2013\/07\/1417328_run_for_profit_concept_2.jpg\" alt=\"\" width=\"300\" height=\"206\" srcset=\"https:\/\/www.mafuturemaison.fr\/dossier\/wp-content\/uploads\/2013\/07\/1417328_run_for_profit_concept_2.jpg 300w, https:\/\/www.mafuturemaison.fr\/dossier\/wp-content\/uploads\/2013\/07\/1417328_run_for_profit_concept_2-150x103.jpg 150w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p style=\"text-align: justify;\"><strong>Apr\u00e8s 17 mois de baisse cons\u00e9cutifs, les taux immobiliers restent tr\u00e8s bas, et quasiment tous sous la barre des 3\u00a0%. <\/strong>C\u2019est <strong>en juin dernier<\/strong> que les taux les plus faibles ont \u00e9t\u00e9 atteints, avec <strong>un taux moyen de 2.89 %, et de 2.93\u00a0% pour l\u2019achat d\u2019une maison neuve<\/strong>.<\/p>\n<p style=\"text-align: justify;\">Il semblerait que <strong>les taux de <a href=\"https:\/\/www.cetelem.fr\/demande-securisee\/ddp\/?cpgcode=1-504144618&amp;canal=14\" target=\"_blank\">cr\u00e9dit <\/a>du mois de juillet remontent un peu<\/strong>. En r\u00e9alit\u00e9, c\u2019est surtout leur instabilit\u00e9 que mettent en avant les experts (Observatoire Cr\u00e9dit Logement, Empruntis, CBanque, etc.)\u00a0: selon Meilleurtaux, seules 16\u00a0% des banques de leur panel ont maintenu leurs taux stables en juillet, les autres les augmentant entre 0,10 et 0.,30 points. Rien ne laisse penser que les taux vont remonter brusquement, cela dit, c\u2019est peut-\u00eatre tout de m\u00eame le d\u00e9but de la fin de la baisse continue observ\u00e9e de puis 2012.<\/p>\n<p style=\"text-align: justify;\">En cause, entre autres, le taux de l\u2019OAT \u00e0 10 ans, qui influence beaucoup les banques, et qui est fortement remont\u00e9 (2,45\u00a0% en juin, pour 1,80\u00a0% en mai). Cependant, dans la mesure ou la demande de <strong><a href=\"https:\/\/www.demandefinancement.creditfoncier.fr\/Formulaires\/Simulation\/Projet.aspx?idrel=91521\" target=\"_blank\">pr\u00eats immobiliers<\/a><\/strong> n\u2019est pas tr\u00e8s importante, les banques, soucieuses d\u2019attirer de nouveaux clients, ne devraient pas augmenter les taux de mani\u00e8re trop brutale, et de toutes fa\u00e7on tr\u00e8s progressive. Sans compter les rebondissements \u00e9ventuels\u2026<\/p>\n<p style=\"text-align: justify;\"><strong>C\u2019est donc encore le moment d\u2019acheter une <a href=\"http:\/\/www.mafuturemaison.fr\/modele-maison\/\" target=\"_blank\">maison<\/a> <\/strong>ou d\u2019aller voir son banquier pour <strong>ren\u00e9gocier un pr\u00eat<\/strong>, ou m\u00eame d\u2019y r\u00e9fl\u00e9chir pour les mois \u00e0 venir, <strong>les taux seront encore int\u00e9ressants pendant quelques mois<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Apr\u00e8s 17 mois de baisse cons\u00e9cutifs, les taux immobiliers restent tr\u00e8s bas, et quasiment tous sous la barre des 3\u00a0%. C\u2019est en juin dernier que les taux les plus faibles ont \u00e9t\u00e9 atteints, avec un taux moyen de 2.89 %, et de 2.93\u00a0% pour l\u2019achat d\u2019une maison neuve. Il semblerait que les taux de cr\u00e9dit &hellip;<\/p>\n","protected":false},"author":1,"featured_media":1999,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[29,114,18,116],"class_list":["post-2369","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-immobilier","tag-credit-immobilier","tag-emprunt","tag-pret","tag-taux-dinteret"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cr\u00e9dit immobilier : des taux encore tr\u00e8s bas, mais\u2026 - Ma Future Maison<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mafuturemaison.fr\/dossier\/financer\/credit-immobilier\/credit-immobilier-des-taux-encore-tres-bas-mais\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dit immobilier : des taux encore tr\u00e8s bas, mais\u2026 - Ma Future Maison\" \/>\n<meta property=\"og:description\" content=\"Apr\u00e8s 17 mois de baisse cons\u00e9cutifs, les taux immobiliers restent tr\u00e8s bas, et quasiment tous sous la barre des 3\u00a0%. C\u2019est en juin dernier que les taux les plus faibles ont \u00e9t\u00e9 atteints, avec un taux moyen de 2.89 %, et de 2.93\u00a0% pour l\u2019achat d\u2019une maison neuve. 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